<?xml version="1.0" encoding="UTF-8"?>
<!--
  NOTE: insights/* URLs use the explicit /index.html path. This is a
  temporary workaround because Lovable's static-hosting Worker does not
  perform directory-index lookup for /insights/:slug, and only the
  .../index.html path actually returns the prerendered, route-specific
  HTML with correct title, BlogPosting JSON-LD, and noscript article body.

  Once Lovable enables pretty URLs / directory index, drop the
  "/index.html" suffix and update the canonical in vite-plugin-prerender.ts
  to match.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Homepage -->
  <url>
    <loc>https://d-2.finance/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://d-2.finance/?lng=en"/>
    <xhtml:link rel="alternate" hreflang="de" href="https://d-2.finance/?lng=de"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://d-2.finance/?lng=es"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://d-2.finance/?lng=ar"/>
    <xhtml:link rel="alternate" hreflang="ru" href="https://d-2.finance/?lng=ru"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://d-2.finance/"/>
    <lastmod>2026-05-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Blog Post: October 2025 Selloff -->
  <url>
    <loc>https://d-2.finance/insights/october-2025-selloff-algorithmic-discipline/index.html</loc>
    <lastmod>2025-10-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Blog Post: Digital Assets -->
  <url>
    <loc>https://d-2.finance/insights/digital-assets-sophisticated-portfolio/index.html</loc>
    <lastmod>2025-10-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Blog Post: No Decks Philosophy -->
  <url>
    <loc>https://d-2.finance/insights/no-decks-philosophy-capital-foundry/index.html</loc>
    <lastmod>2025-09-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

</urlset>
